Free, 24/7, confidential.

Carers: support if you care for someone and have lost work

6 minute readFor specific situations

In short

If you give full-time care to someone, you may be able to get the Supported Living Payment (carer) from Work and Income, and the person you care for may have access to the Carer Support subsidy for breaks, assessed through a Needs Assessment and Service Coordination (NASC) service. Ask both questions early.

Money for carers

Work and Income says it may be able to help if you care for an adult with a health condition, injury or disability, a child with a health condition or disability, or someone else's child. The right payment depends on your situation, so ring 0800 559 009 and describe what you do.

Supported Living Payment (carer)

  • You give full-time care at home to someone other than your partner.
  • You are 18 or older with no dependent child, or 20 or older with a dependent child.
  • The person you care for needs hospital-level or residential-level care (such as rest home or residential disability care) and would be in that care otherwise.
  • You are a NZ citizen, permanent resident or hold a residence class visa, with at least 2 years' continuous NZ residence after gaining that status.
  • Income, including your partner's, may affect what you get. Check the current rules with Work and Income.

If you're caring for a child with a disability, Child Disability Allowance and Disability Allowance may also help; ask Work and Income. Disability Allowance is up to $82.85 a week and Child Disability Allowance up to $62.43 a week (Work and Income, from 1 April 2026), for ongoing disability-related costs.

Carer Support: breaks for you

Carer Support is a subsidy to help pay for relief care so you can take a break. It's funded by Health New Zealand | Te Whatu Ora (for older people and people with long-term health or mental health conditions) or by MSD Disability Support Services (for disabled people). It is for people giving more than 4 hours a day of unpaid care, and an assessment by a NASC (Needs Assessment Service Coordination) service is needed. Your allocation depends on the needs of both you and the person you care for.

  • Ask the person's doctor or call a local NASC to arrange an assessment.
  • Funded Family Care is separate: it can pay a family carer to provide some disability support. It also involves a NASC referral.
  • Daily rates and days change. Confirm current amounts with your NASC or Health NZ.

CarersNZ publishes information for carers and may point you to local support.

Working around caring

  • You can ask your employer for flexible working. Be specific: days, hours, location and a trial period.
  • Discrimination on grounds of family status or carer responsibilities can be unlawful. See the women returning to work guide for the process.
  • Employment NZ 0800 20 90 20 can explain your options.
  • If you've lost work because of caring, tell Work and Income. A medical certificate or letter may help.

Looking after yourself

  • Caring is physically and emotionally heavy. Accept breaks and help.
  • Join a carers' group, online or locally.
  • Talk to your GP about your own health and free counselling.
  • Call or text 1737 any time. Healthline 0800 611 116 has free health advice.

Sources

General information only. Confirm with the agency for your situation. Spotted something out of date? Email help@unemployed.nz.