Calculators & tools
Based on the April 2026 rates and current employment law. Everything runs in your browser: nothing is stored or sent anywhere.
| Tool | What it tells you | Open |
|---|---|---|
| Money runway | How long will your savings and final pay last, including stand-down and the week in arrears? | |
| Final pay calculator | Estimate final pay: unused annual leave, 8% holiday pay, public holiday extension, alternative holidays and notice. | |
| Stand-down calculator | Work out your Work and Income stand-down and the earliest date your first Jobseeker payment could arrive. | |
| Support estimator | Check Jobseeker Support income limits and maximum rates, and Accommodation Supplement maximums, using April 2026 figures. | |
| Personal grievance deadline | Calculate your 90-day deadline to raise a personal grievance, and related dates. | |
| Emergency budget planner | Put your income against your costs, rank them by priority and see the shortfall and which bills it hits. | |
| Bills triage | List your bills and see which to protect first, with a suggested next step for each. | |
| Redundancy pay estimator | Notice, annual leave, public holidays and compensation scenarios, with a rough tax estimate. | |
| Final pay tax estimate | Estimate tax, ACC and KiwiSaver on your final pay and take-home amount. | |
| Notice and last-day calculator | Work out your last day, with NZ public holidays for 2026 and 2027 including Matariki. | |
| Who to call first | Tick what's happening and get an ordered list of free NZ services and phone numbers. | |
| Work and Income documents checklist | A printable checklist of documents to gather before you apply for support. | |
| KiwiSaver hardship decision helper | A checklist to think through whether a hardship withdrawal is the right move, with questions for your provider. | |
| Mortgage and rent hardship comparator | See what interest-only months do to your repayments and total interest, and plan rent arrears. | |
| Job application tracker | Track applications, follow-up dates and statuses on your device, and export to CSV. | |
| 30-60-90 day job search planner | A phased plan plus weekly goals for applications, conversations and learning. | |
| Interview answer builder | Build a calm answer to 'why did you leave?' about redundancy, and STAR stories for interviews. | |
| Skills translator | Tick what you've done and see broad role areas where those skills are used. |