General information only. Confirm with the agency for your situation. Spotted something out of date? Email help@unemployed.nz.
Final pay tax estimate
Estimate tax, ACC and KiwiSaver on your final pay and take-home amount.
From 1 April 2026 to now, from all jobs. Your latest payslip shows year-to-date gross.
Enter your final payments to estimate tax.
Estimate only. Payroll may withhold using the ‘extra pay’ method, which can take more or less than your actual tax; IRD reconciles after 31 March 2027 and refunds any over-payment. Rates used: 10.5% to $15,600, 17.5% to $53,500, 30% to $78,100, 33% to $180,000, 39% above (IRD, 2025-26; no change to 2026-27 was published on the page checked). ACC 1.75% on earnings up to $156,641. Not tax advice. IRD 0800 227 773.
Sources: IRD tax rates for individuals, IRD ACC earners' levy rates