Your rights
- The Human Rights Act 1993 prohibits age discrimination in employment, including recruitment, pay, conditions, training and promotion, for people aged 16 and over.
- Employers shouldn't ask your age or date of birth in interview unless it's a genuine requirement of the job.
- If you think you were discriminated against, you can complain to the Human Rights Commission. The Commission offers a free dispute resolution service.
Funding rules to know at 50+
| Age | Student Loan | Student Allowance |
|---|---|---|
| Under 55 | Fees, up to $1,000 course costs and up to $333.48 a week living costs (not if on a benefit) | Available if full-time and eligible (up to age 65) |
| 55 to 64 | Compulsory course fees only | Available if full-time and eligible |
| 65+ | Compulsory course fees only | Not available |
Working out how to live while you study is the hard part. Part-time study while on Jobseeker Support, or while working part-time, is often the most workable option. If you're close to NZ Super eligibility, ask Work and Income about your options before you decide.
What tends to work
- Short, specific courses that fill a gap (software tool, health and safety, a trade ticket) rather than a 3-year degree.
- Roles where experience is valued: training, supervision, compliance, customer-facing work, health and safety, care of older people, mentoring, small-business support.
- Contracting or part-time work to bridge to retirement. See the self-employment guides first.
- Networking: most roles are filled through contacts. Reconnect with ex-colleagues and suppliers.
Look after yourself
Losing a long-held job in your 50s is a big hit to identity. If you're struggling, call or text 1737 any time, or Lifeline 0800 543 354. See the wellbeing guide.
Sources
- StudyLink: Student Loan (opens in a new tab)
- StudyLink: Student Allowance (opens in a new tab)
- Seek: Know your rights, age discrimination (opens in a new tab)
General information only. Confirm with the agency for your situation. Spotted something out of date? Email help@unemployed.nz.